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Credit Advisor
Zions Bancorporation
San Diego, CA, United States
Job Details - this job has expired, please see similar jobs below
Description
California Bank and Trust, a leader amongst banks in California with over $10 billion in assets and nearly 100 branch offices in the state, is currently seeking a Senior Credit Advisor to help support the Business Lending Services. California Bank & Trust prides itself on creating California’s best banking relationships and to do this we must continue to build a team of intelligent contributors who can add value to our clients’ businesses and build deep roots in the communities we serve.
Responsibilities:
• Coaches and advises the bank's credit and lending staff on effective credit analysis procedures and techniques and how an effective credit process helps ensure a successful sales environment.
• Reviews the bank's credit risks and recommends corrective action.
• Creates problem credit reports for multiple lending locations.
• Develops effective credit procedures to minimize the bank's credit risk.
• Conducts credit audits to ensure effective credit procedures are being practiced throughout the bank.
• Conducts formal training sessions to share the best credit practices and techniques.
• While the majority of the time is spent training and coaching, may also answer complex or specialized credit inquiries from internal staff throughout the bank, conduct credit investigations, as needed, for unique, highly complex, or specialized market segments and accompany lenders on business calls for high profile customers.
• Performs special projects as assigned.
Qualifications
• Typically requires a Bachelors Degree
• Must have minimum of 4 years of credit analysis experience.
• Broad application of commercial credit principles, theories, and concepts in applicable discipline, plus extensive knowledge of other related fields.
• Extensive knowledge of financial and spread analysis and credit/lending procedures for very complex loans.
• PC skill required.
Benefits
• Health / Dental / Vision plan
• Career advancement opportunities from within / paid training opportunities
• 401 k plan with matching
• Competitive pay commensurate with experience