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Loan Originator
Envoy Mortgage
Wichita, KS, United States
Job Details - this job has expired, please see similar jobs below
General Summary
(Part-time) -- Obtains purchase and refinance mortgage loans in accordance with established
policies and procedures and appropriate guidelines by calling upon realtors; builders; past clients
and referral partners; provides strong communication and support to management, underwriting,
processors, and customers to clear stipulations needed. Reviews loans in process daily and
determines which loans must be processed immediately. Performs document audit to approve or
reject each loan package for funding. Resolves any exceptions with customer prior to funding.
Administers the timely daily disbursement and receipt of funds. Enters data from new loan
applications and other documents into computer system. Orders credit reports, appraisals, flood
certifications, and title work. Refers loans that do not meet basic standards to staff underwriter.
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete
processing. Analyzes loan files and submits completed loans for approval. Responds to inquiries
from agents/referrals partners and borrowers regarding status of loans in process. Completes loan
sheets and conversion logs. Collects fees. Ensures regulatory compliance. Creates and maintains
loan files. Processes approval and denial letters. Maintains status of all files in process and updates
as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect
loan status. Completes all required paperwork and forms in a timely and accurate manner; prepares
all required reports.
PRINCIPAL FUNCTIONAL RESPONSIBILITIES:
• Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all
referral sources.
• Procure new loan applications that result in funded loans.
• Request and gather relevant information/documents from the borrower to complete the
application, its structure and all loan disclosures. This must be done in coordination with
processing as well as underwriting.
• Adhere to all Envoy standards, including, but not limited to production minimums and
customer service.
• Educate borrowers on current offerings and programs for which they qualify
• Stay current on personal finance principles in order to offer comprehensive mortgage
• advice to clients
• Monitor the process and communicate effectively with the borrower and all other parties to the
transaction on the status of the loan
• Present complete and accurate files to the Processor
• Coordinate the flow of information to all concerned parties
• Prospect for new loan applications by meeting with and presenting products to
• potential referral sources such as realtors, CPAs, financial planners and past clients
• Stay current with required continuing education, new products, Freddie Mac and Fannie Mae
guidelines, Envoy guidelines and overlays, and HUD guidelines
• Maintain contact with past clients to promote Envoy's products
• Ensure all marketing is performed in a manner that is compliant
• Ensure maintenance of a current license to perform Loan Originator duties within their
assigned branch
• Comply with local, state and federal laws regarding position
• Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's
• core values in mind
• Any additional duties that may be assigned by the Branch Manager
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL
ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY
MANAGEMENT.
MINIMUM QUALIFICATIONS:
Must hold State NMLS or obtain applicable State license within XXX days of employment or
employment will be terminated
Satisfactorily pass background check
PHYSICAL REQUIREMENTS:
The employee must occasionally lift and/or move up to 25 pounds
Specific vision ability required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands
to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel
crouch or crawl
Requirements
(Part-time) -- Obtains purchase and refinance mortgage loans in accordance with established
policies and procedures and appropriate guidelines by calling upon realtors; builders; past clients
and referral partners; provides strong communication and support to management, underwriting,
processors, and customers to clear stipulations needed. Reviews loans in process daily and
determines which loans must be processed immediately. Performs document audit to approve or
reject each loan package for funding. Resolves any exceptions with customer prior to funding.
Administers the timely daily disbursement and receipt of funds. Enters data from new loan
applications and other documents into computer system. Orders credit reports, appraisals, flood
certifications, and title work. Refers loans that do not meet basic standards to staff underwriter.
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete
processing. Analyzes loan files and submits completed loans for approval. Responds to inquiries
from agents/referrals partners and borrowers regarding status of loans in process. Completes loan
sheets and conversion logs. Collects fees. Ensures regulatory compliance. Creates and maintains
loan files. Processes approval and denial letters. Maintains status of all files in process and updates
as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect
loan status. Completes all required paperwork and forms in a timely and accurate manner; prepares
all required reports.
PRINCIPAL FUNCTIONAL RESPONSIBILITIES:
• Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all
referral sources.
• Procure new loan applications that result in funded loans.
• Request and gather relevant information/documents from the borrower to complete the
application, its structure and all loan disclosures. This must be done in coordination with
processing as well as underwriting.
• Adhere to all Envoy standards, including, but not limited to production minimums and
customer service.
• Educate borrowers on current offerings and programs for which they qualify
• Stay current on personal finance principles in order to offer comprehensive mortgage
• advice to clients
• Monitor the process and communicate effectively with the borrower and all other parties to the
transaction on the status of the loan
• Present complete and accurate files to the Processor
• Coordinate the flow of information to all concerned parties
• Prospect for new loan applications by meeting with and presenting products to
• potential referral sources such as realtors, CPAs, financial planners and past clients
• Stay current with required continuing education, new products, Freddie Mac and Fannie Mae
guidelines, Envoy guidelines and overlays, and HUD guidelines
• Maintain contact with past clients to promote Envoy's products
• Ensure all marketing is performed in a manner that is compliant
• Ensure maintenance of a current license to perform Loan Originator duties within their
assigned branch
• Comply with local, state and federal laws regarding position
• Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's
• core values in mind
• Any additional duties that may be assigned by the Branch Manager
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL
ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY
MANAGEMENT.
MINIMUM QUALIFICATIONS:
Must hold State NMLS or obtain applicable State license within XXX days of employment or
employment will be terminated
Satisfactorily pass background check
PHYSICAL REQUIREMENTS:
The employee must occasionally lift and/or move up to 25 pounds
Specific vision ability required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands
to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel
crouch or crawl