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Credit Analyst
BancorpSouth
Brentwood, TN, United States
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There are many things to consider when deciding on your next employer. Do you want a job where you earn a paycheck? Or do you want a CAREER with a company that values their employees as well as the communities that they are in? At BancorpSouth we are more than just a work place. We are a company that prides itself on values and the people that we employ. Start your search for a career with BancorpSouth.
Job Title: Credit Analyst
Organizational Location: Credit Department - Nashville, TN
Reports To: Credit Manager
Working Conditions: Normal, no adverse or hazardous conditions
Job Group Category: Non-Exempt
Work Hours: Monday - Friday, 8:00 - 5:00; Overtime as needed
Primary Purpose: Summary of major reasons this job exists.
We are seeking an experienced, analytical individual, able to supervise, train staff and complete credit analysis request for customers by assisting credit department with reviewing applications and credit limit requests for consumer and commercial credit loans in accordance with established loan lending policies and procedures. Must be willing to relocate.
Principal Duties and Responsibilities:
Majority of duties performed, but not meant to be all inclusive or to prevent other duties from being assigned.
• Analyzes credit information pertaining to new and existing loans
• Investigates all available sources of credit and financial information
• Prepares credit analyses to determine customers credit worthiness and ability to repay debt
• Maintains high levels of service to loan administration and loan officers
• Ensure attention to detail in the preparation of all work
• Assists in the training and supervision of junior employees in the department
Job Specifications: Knowledge, skills, abilities normally required for competent performance in the job.
●Requires a Bachelor's degree in Business, Finance, Accounting, or related field
●Requires four to six years of experience as a credit analyst in a financial institution
●Performs work under minimal supervision
●Handles complex issues and problems, and refers most complex issues to higher-level staff
●Able to direct and train staff in appropriate manner providing leadership, coaching and mentoring to subordinate group
●Possesses comprehensive knowledge of subject matter
●Must be a self-starter and excel in time management
●Detail oriented
●Analytical thinking skills
●Mathematical skills
●Excellent interpersonal skills
●Excellent oral and written communication skills
●Knowledgeable of laws and regulations applicable to lending practices desired