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Retail Credit Risk Portfolio Specialist
PrivateBancorp
Chicago, IL, United States
Job Details - this job has expired, please see similar jobs below
Responsibilities
• Work closely with our Loan Officers/Bankers to ensure a timely and accurate experience for our customers throughout the entire loan process
• Act as liaison and maintaining communication between originator and all parties involved in the transaction.
• Strong understanding of Consumer laws/regulations and credit evaluation processes.
• Manage multiple priorities in an organized manner to meet set deadlines. Reassesses if higher need arises. Copes well with demands of the job and manages time efficiently.
• Exercises judgment and applies prudent risk mitigation principles.
• Focuses on customers. Knows and cares about internal and external customers. Works as a team to deliver excellent service and meet/exceed expectations.
• Understands the complexities and key factors that impact the retail lending business.
• Review initial loan submission and work with loan officer/banker to gather needed documentation.
• Responsible for ensuring all loan documentation is complete, accurate, verified and complies with company guidelines/policies.
• Demonstrated credit and financial analysis skills.
• Demonstrated communication skills both verbal and written.
• Ability to multi-task with strong attention to detail and business priorities while meeting deadlines in a fast-paced environment.
• Ability to assert ideas.
• Excellent problem solving skills using creativity and innovation.
• Understands how and when to escalate potential concerns to appropriate area(s) for further evaluation.
• Ability to research, communicate and clear open title issues with other professionals, county clerks and title companies
• Work closely with team to provide support for all credit risk analysis related tasks including loan opening, processing and pre-close for all consumer loans/lines held in Portfolio.
• Work closely with management to assist in any department special projects and/or testing initiatives as needed
Qualifications
• Degree in related field and/or relevant professional experience
• Minimum 5-years work experience in the retail lending industry
• Strong attention to detail and accuracy
• Enhanced knowledge of the loan life cycle including but not limited to loan application, processing, underwriting, appraisal evaluation, closing and servicing.
• Strong knowledge of consumer protection laws, government and agency regulations and associated terminology.
• Basic understanding of credit evaluation procedures and processes
• Proficient use of Microsoft Office tools specifically Word and Excel
• Experience with loan origination software, such as Encompass and/or CRIF ACTion LOS knowledge a plus
• Experience with loan servicing systems, such as FIS/Metavante knowledge a plus.