This job has expired, please see additional jobs below
Credit Risk Management Specialist
Home BancShares
Conway, AR, United States
Job Details - this job has expired, please see similar jobs below
Description
GENERAL DESCRIPTION OF POSITION
Responsible for daily tasks related Dealer Floor program. Assists with general tasks of the Credit Risk Management department. Serves as a back up to perform second review of consumer loan denials.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Process daily activity of advances and payments related to Dealer Floor program. This duty is performed daily, about 50% of the time.
2. Prepare end of period reports related to Dealer Floor program. This duty is performed monthly, about 5% of the time.
3. Provide customer service for established dealers. This duty is performed daily, about 10% of the time.
4. Provide system training to new dealers. This duty is performed daily, about 15% of the time.
5. Actively use and achieve proficiency in all aspects of the Dealer Floor program. This duty is performed daily, about 10% of the time.
6. Prepare Home Ownership letters. This duty is performed daily, about 5% of the time.
7. Process and compute report for credit life insurance policies. This duty is performed as needed.
8. Serves as back up to perform second review of all consumer loan denials. This duty is performed as needed, about 5% of the time.
9. Serves as back up to review and prepare loan denials for all denied commercial and consumer real estate loans. This duty is performed as needed.
10. Completes required BSA/AML training and other compliance training as assigned. This duty is performed annually.
11. Perform any other related duties as required or assigned.
Requirements
EDUCATION AND EXPERIENCE
High school or GED, plus specialized schooling and/or on the job education in a specific skill area; e.g. data processing, clerical/administrative, equipment operation, etc, plus 3 years related experience and/or training, and 1 to 6 months related management experience, or equivalent combination of education and experience.
COMMUNICATION SKILLS
Ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers, clients, general public and other employees of the organization.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to prepare and interpret bar graphs.
CRITICAL THINKING SKILLS
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
SOFTWARE SKILLS REQUIRED
Basic: 10-Key, Alphanumeric Data Entry, Database, Spreadsheet, Word Processing/Typing
RESPONSIBILITY FOR WORK OF OTHERS
Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities may include but not limited to interviewing, hiring and training employees; planning, assigning and directing work; appraising performance, rewarding and disciplining employees; addressing complaints and resolving problems.
No supervision.
WORKING CONDITIONS
Periodically exposed to such elements as noise, intermittent standing, walking, occasionally pushing, carrying, or lifting; but none are present to the extent of being disagreeable.
ENVIRONMENTAL CONDITIONS
The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.
While performing the functions of this job, the employee is continuously required to sit, use hands to finger, handle, or feel, talk or hear; regularly required to reach with hands and arms; frequently required to walk; an. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
ADDITIONAL INFORMATION
Experience using bank core systems such as Bankway.
Proficiency in the use of Microsoft Office products.
Excellent telephone skills.
Ability to multi-task and prioritize.
Ability to work with little supervision.
Excellent oral and written communication skills.