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Fair Lending Analyst
Movement Mortgage
Fort Mill, SC, United States
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So you want to be a Fair Lending Analystat Movement Mortgage? We think you’ve got great taste!
What You Need To Know
The Fair Lending Analyst is primarily responsible for the documentation, tracking, reporting and analysis of loan activity for Movement Mortgage, consistent with the requirements for Fair Lending regulatory compliance. The Fair Lending Analyst will also perform analysis of Fair Lending files leveraging third party software capabilities as well as perform other duties as assigned.
The Analyst will conduct monitoring and testing, training and analyses to evaluate the Bank's fair lending risk and ensure compliance with the following:
• Fair Housing Act (FHAct)
• Equal Credit Opportunity Act (ECOA)
• Home Mortgage Disclosure Act (HMDA)
• Unfair, Deceptive, and Abusive Acts and Practices (UDAAP) Act
• And other applicable laws and regulations.Job DescriptionCrucial Job
• Support Movement Mortgage’s existing Fair Lending infrastructure by providing detailed analytics and reporting and making policy recommendations
• Work with compliance leadership to monitor changes in industry standard Fair Lending Reporting requirement and best practices
• Evaluation of inherent risk as well as the sufficiency of business unit controls to detect and prevent fair lending risk
• Monitor the compliance with fair lending laws by employing Fair Lending software to evaluate lending activities and identify risks
• Statistical analyses will be performed to determine risk related to underwriting, pricing, redlining, steering, and servicing
• Provide results of fair lending testing, implement control enhancements as necessary, and review fair lending policies, procedures and training materials
• Monitor fair lending-related complaints and analyze complaint data for trends to assess potential fair lending risk
• Conduct file reviews to monitor potential unfair treatment
• Partner with operational and business units to provide backing and safeguard compliance with fair lending rules
• Assist in preparing for regulatory exams and internal audits.
What We Are Looking For
• Knowledge and Skills CRCM strongly preferred, but not required.
• Bachelor’s degree from four-year institution required. Candidates with a major in Statistics, Mathematics, Economics, or Finance will be strongly considered
• Must be familiar with the Fair Housing Act and ECOA
• Regulatory examination experience
• Ability to translate complicated statistical concepts to leadership team
• Proficiency in Microsoft Excel required
• Proficiency in SAS, R, or MatLab or similar statistical software preferred
• Experience building and implementing regression models preferred
Sound like a good fit? Let’s talk about how we can work together.
So, Why Movement?
• Competitive pay
• Medical, dental and life insurance
• Company matched 401K (Roth and traditional, up to 6%)
• Excellent career growth opportunity
• Fun, team-focused working environment
• Employee driven community outreach program
At Movement, we exist to love and value people. We are disrupting the mortgage industry by lending with integrity, building outstanding corporate culture and investing in our communities. On any given day, you might find a processor volunteering for a local charity or an underwriter winning the corn-hole tournament at Family Fun Day. You’ll also find that we’re the seventh largest mortgage lender in the country. Sound too good to be true? Check us out on our website: www.movement.com
Disclaimer
The above statements are intended to describe the general nature and level of work being performed by persons assigned to this position. They are not intended to be an exhaustive list of all associated responsibilities, skills, efforts, or working conditions. The Company reserves the rights to change, amend, add, delete, and otherwise assign any and all duties, responsibilities, and position titles, as it deems necessary to meet the needs of the business.