Risk Strategy Cover Letter

I would like to submit my application for the risk strategy opening. Please accept this letter and the attached resume.

Previously, I was responsible for subject matter expertise and applicable analysis where required for all applicable laws and regulations affecting US Credit, Debit and Charge Cards.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Experience in a variety of economic environments and across consumer lending products
• Deep credit experience, in consumer credit portfolios within a large heavily regulated banking environment
• Experience working in a matrix corporate environment
• Proficient in working with large data sets
• Previous full-time work experience in information & cyber security management and/or risk management related functions (
• A background in business or technical IT, security, or risk roles
• Good communication (written and oral) and social skills
• Security Certifications and understanding of current industry standard methodologies are highly desirable

I would like to submit my application for the risk strategy opening. Please accept this letter and the attached resume.

In my previous role, I was responsible for direct support to management and CRO(s) regarding current responsibilities, as directed to ensure all job duties are performed in compliance with applicable laws and regulations.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Preferred experience in Management Consulting, credit risk management, or internal strategy roles in the Consumer financial services industry
• Significant experience of security processes and standards
• MSc in an IT related subject or relevant industry experience
• Proficient in MasterCard and Visa Rules and Operating Regulations
• Resourceful, flexible, high energy, assertive
• Proficient with a variety of computer based systems
• A track record of success in implementation of cross organization data initiatives
• Strong background in large data initiatives

I am excited to be applying for the position of risk strategy. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for thought leadership on the development and implementation of Mortgage strategies across the credit lifecycle.

Please consider my experience and qualifications for this position:

• Develop new portfolio level reporting that provide insight into delinquency trends
• Review portfolio level data and perform analysis that uncovers underlying reasons for trends
• Perform variance analysis on portfolio level metrics
• Create management routines to ensure that senior level management has insight into trends and analysis, across multiple business lines
• Computer literacy/proficiency in data query tools such as SAS, SQL, Oracle, Unix, and MS Office is preferred
• Consumer Loan and/or Card experience preferred
• Given the global nature of the role, bi-lingual preferable
• Strong quantitative, finance, and governance background

Please consider me for the risk strategy opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for ongoing monitoring reports for critical consumer credit models for Mortgage, Card, Consumer Vehicle Lending, Deposit Overdraft, etc.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Prior residential credit strategy/lending experience
• Proficiency in consumer regulations, fair lending and compliance
• Prior experience in analysis using SAS
• Effective communication skills, as the incumbent will take the lead in creating power point presentations to communicate fact based recommendations leveraging analytic results on residential credit risk trends which will be subject to detailed internal and external review, and would likely be called upon to make presentations to management and credit committees
• Is a seasoned, credible person with excellent management skills and diplomacy to be effective in sensitive situations
• Good understanding of integration and Business Process Designs points between Key modules that work with GRC, ECC and other systems
• Strong SAS / SQL knowledge
• Experience in budgetary process (planning and execution)

In response to your job posting for risk strategy, I am including this letter and my resume for your review.

In the previous role, I was responsible for data and insights on all secured portfolio (Mortgage, Home-Equity Lines of Credit, Prime Auto, Near-Prime Auto and Leasing) for senior management or external audiences, as required.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Have a background in systems development
• Experience in complex business and technology environments, ECM and Data warehouse processes and technologies, and IT infrastructure, IT application technologies and frameworks and emerging technologies
• Accounting knowledge related to RC provisioning, and the requirements for public and regulatory disclosure, are desirable
• Deep expertise and experience of RC Risk specialism
• Knowledge of trade finance and associated credit risks
• Strong organization skills including project management, to coordinate and schedule multiple priorities under tight time constraints
• Basic understanding of the Software Development Lifecycle (SDLC), Testing Methodologies, Best Practices and associated testing tools
• Experience in creating and executing test plans and test scripts