Loan Analyst Cover Letter

In response to your job posting for loan analyst, I am including this letter and my resume for your review.

In the previous role, I was responsible for regular feedback gathered from Loan Assistants to Commercial Relationship Managers, internal business partners and Bank leadership.

My experience is an excellent fit for the list of requirements in this job:

• Strong quantitative and analytical skills, with willingness to learn to understand and analyze loan documentation
• Working knowledge of core banking (specifically credit and loan administrations and accounting) and credit risk reporting
• Working knowledge of credit and loan booking systems and command of Business Object database
• Some knowledge of general accounting principles
• General knowledge of banking and finance terms and concepts including internal control concepts and risk management
• Knowledge of various systems relative to asset trading, general ledger
• Background in accounting beneficial
• Knowledge of commercial loan and lease documentation and perfection

Please consider me for the loan analyst opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for support to Liquidity Manager related to the Federal Reserve Bank of Atlanta and Federal Home Loan Bank of Atlanta cash accounts and collateral management with counterparties for the Bank and Correspondent Division.

Please consider my experience and qualifications for this position:

• Coordinate CRE pre-approval on all deal closings where Barclays hold an LC Issuer or Swing line Lender role, updating fronting spreadsheet and ensuring correct sanctions are correct within internal systems
• Obtain CRE approval for assignments where Barclays has an LC Issuer role, update fronting spreadsheet, , liaising with Credit Risk to ensure sanctions are correct within internal systems
• Proactively maintain up to date pipeline across their portfolio
• Undertake and adhere to all compliance requirements and internal policies applicable to this role
• Setting up a facility in ACBS, including building the deal size, pricing grids, amortization schedules, Barclays commitment amount, and for Agented deals, other lenders’ commitments
• Send the initial wires out of the bank for the closing of a new deal or amendment
• Review borrowing notices, incumbency certificates, funds flows, perform wire call-backs to fund
• The role requires a high level of attention to detail and interpersonal skills demonstrated by good oral and written communication

In response to your job posting for loan analyst, I am including this letter and my resume for your review.

In the previous role, I was responsible for assistance and guidance to Bank and legal entity employees regarding the interpretation and implementation of the Bank Secrecy Act as it relates to SAR filing requirements.

Please consider my qualifications and experience:

• In-depth knowledge of portfolio accounting systems such as Infolease, LeaseTeam/LeasePlus or Aspire, FIS/ACBS, preferred
• Knowledge of loan and lease pricing software such as TValue and SuperTrump
• Highly proficient with MS Excel experience with other MS Office products
• Knowledge of public finance/municipal government
• Basic understanding of governmental accounting
• Establish and maintain effective working relationships with external constituencies and the general public
• Use properly program Encompass, Outlook, Excel, Word and any other program related to the performance of duties
• Daily review and action of control and exception reports

I submit this application to express my sincere interest in the loan analyst position.

In the previous role, I was responsible for staff guidance on bank policies and procedures while maintaining strict confidentiality and bank secrecy.

Please consider my experience and qualifications for this position:

• Demonstrates a solid knowledge of loan documents and disbursements
• Understanding of real estate fundamentals is preferred
• The analyst will be an escalation point for off shore teams as it relates to the lending portfolio and team related matters
• Manage the associated closing process utilizing internal systems to complete the set up of a transaction profile and completion of post closing functions across their portfolio
• Oversee the ongoing asset management of high grade and leveraged loan facilities, including, but not limited to, collating and managing Borrower’s financial information and input on internal systems in capacity of Agent and Collateral Agent and posting on Syndtrak
• Process amendments/ waivers and consent requests from Borrowers which are technical in nature and included within the terms of the credit agreement on the internal systems and with Loan Operations
• Handle routine operational support, review of compliance reporting for applicable pricing of Quarterly/Annual compliance certificates against the terms of the credit agreement and manage adhoc internal business partner questions
• Answer Investor and business partner queries relating to the credit agreement/ loans within their portfolio

Please consider me for the loan analyst opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for open lines of communications to Investment Managers and other internal departments regarding any bank loan inquiries.

Please consider my qualifications and experience:

• Very high level of initiative and self motivation
• Basic understanding of, and strong interest in, financial markets and lending
• Experience in public accounting, commercial banking, investment banking, commercial real estate, investment brokerage, or sales is preferred
• Using financial models to generate indicative pricing, returns on capital, and potential capital impact from various structures
• Carrying out in-depth research, analysing data, and drawing strategic conclusions from the work
• Managing transaction execution, including working with internal stakeholders to ensure smooth deal processing
• Maintaining credit stewardship databases
• Working with product partners to develop ancillary income streams