Credit Cover Letter

I submit this application to express my sincere interest in the credit position.

Previously, I was responsible for management oversight of the Lending Manual team who maintains, develops, and reviews credit policies and procedures within the CoBank Lending Manual, including coordination with the respective lending groups.

Please consider my qualifications and experience:

• Experience with credit agency reporting preferred
• Flexibility to work either independently or in a team-oriented environment
• Working in a dynamic, pressurized, time-sensitive environment with interaction with internal stakeholders and demanding external clients
• Demonstrate high energy
• MBO level preferable in the area of economics
• Computer Skills (Office, Oracle, Outlook, TrustIT preferred)
• A track record in analysis of corporate fundamentals and relative value within a company’s debt structure and versus peers
• Excellent presentation (both verbal and written communication) skills

I am excited to be applying for the position of credit. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for data analytics to the Credit Acceptance Department's Policy Unit to assist in the formation of credit policies; and.

Please consider my qualifications and experience:

• Knowledge of PIPEDA and PPSA
• Team player who is able to motivate and lead the team
• Knowledge of current events/trends impacting business issues (i.e., macro-economics, socio-political, industry, capital)
• Review customer accounts and/or portfolios in order to identify and act on potential credit quality issues
• Conduct specialized analyses and prepares specialized reports on loan quality/portfolio quality and based on those analyses provides expert advice and makes recommendations to management
• Performs economic and industry analyses, financial projections and risk assessments
• Fluent English necessary and Dutch and/or French
• Written and spoken proficiency in English language

I am excited to be applying for the position of credit. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for continued training on lending products, policies and procedures of all personal banking associates.

Please consider my qualifications and experience:

• Strong knowledge of SAP, including both Credit and SD functions
• Background/interest in business, accounting, finance, and/or the oil and gas industry
• Advanced understanding of GAAP financial statements and credit risk (leverage metric) evaluation
• Completed, or near completion of a credit professional designation (CCP or CICP)
• Knowledge and understanding of NetSuite, SFDC and SAP
• Industry knowledge and experience is an asset
• Banking Experience or Bank Training program
• Participate in due diligence and write credit papers for new clients, annual reviews

I am excited to be applying for the position of credit. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for analysis and advice to support the Senior Vice-President, Business Banking Division with policy recommendations for portfolio monitoring and credit granting.

Please consider my experience and qualifications for this position:

• MBA Graduate with excellent English
• Excellent interpersonal, negotiation, and troubleshooting skill
• Strong prior experience in credit analysis and financial modeling
• Good communicator, strong written and oral presentation abilities
• Advanced English proficiency (test will be done before setting up an interview)
• Basic knowledge and understanding of order processing and billing systems other systems associated with the research and retrieval of customer and product information
• Prior experience in a Finance role focused on Credit adjudication and risk analysis
• CCP designation or current enrollment in the CCP program with a combination of experience would be considered and asset

I submit this application to express my sincere interest in the credit position.

Previously, I was responsible for reports and escalate issues related to the execution and implementation of credit and lending compliance plans and programs.

My experience is an excellent fit for the list of requirements in this job:

• Proven problem solving abilities and a flexible and open communication style
• Take responsibility for high quality, high output work showing attention to detail
• MS Excel/ MS PowerPoint - intermediate proficiency
• Dynamic, fast-paced, demanding environment with competing demands
• Credit assessment skills and Basic knowledge of local loan and lease documentation
• Intermediate English Language Skills (be able to attend conference call in English)
• General understanding of Order Management & AR systems
• Natural problem solver, inquisitive and strong learning agility