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Risk Manager
Money Mart Financial
Malvern, PA, United States
Job Details - this job has expired, please see similar jobs below
What do you do?
We are looking for highly motivated, experienced risk professional to build/optimize consumer acquisition strategy as we grow the U.S. digital channel and personal loans to new heights.
The position requires extensive knowledge and experience with consumer lending and risk management to provide credit policy and risk appetite guidance to the business partners. In this role, you will assume ownership of credit risk management for direct mail campaigns, provide credit risk management analysis and reporting with primary accountability for identifying and managing consumer credit risk.
What do we need?
• You to have an amazing personality and communication style.
• That you are super-organized and are a problem solver.
• That you take pride in everything that you do, and it shows.
• And most importantly that you have unquestionable integrity.
Why work for us?
• We invest in our employees, and offer extensive training, and development programs to set you up for future success.
Job Description
• Be a leader in driving enhanced strategies and innovation through data-driven analytics
• Maintain effective and credible challenge of critical decisions
• Drive growth and profit by wisely investing credit risk taking
• Responsible for providing clear forecasting and guidance around risk appetite and prudent growth
• Design and implement comprehensive tests and evaluate financial impact from various treatments to drive enhancements
• Review and monitoring of the loan portfolio including delinquency & charge-off, yield analysis, concentrations of credit, etc.
• Coordinate with vendors and cross functional teams to ensure timely execution of direct mail campaigns
• Prepare and present leadership team presentations to facilitate informed decisions
• Promote a risk-aware culture, ensure that all activities and duties are carried out in full compliance with regulatory requirements and internal policies and policy standards
Qualifications
Education
• Graduate degree in quantitative field (E.g., Finance, Math, Stats.) or MBA, CA or other professional related qualification
Experience
• Min 6 years’ experience in consumer finance (Analytics, Credit Risk, Financial Services, or related)
Skills
• Strong business acumen and knowledge of industry, risk management and business metrics required
• Strong analytical, technical and statistical skills. Proficient in SAS and SQL
• Self-motivated with ability to prioritize and mentor others in a performance driven environment
• Ability to efficiently compress large amounts of data into short and concise presentations with sound business conclusions
• Demonstrated Partnership & Relationship building skills
Additional Information
Benefits
• Medical / Dental/ Vision benefits available after 30 days of employment
• Company paid life insurance
• Paid holidays
• PTO/ 401K / Tuition Reimbursement
• On-site wellness center
All your information will be kept confidential according to EEO guidelines.