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Environmental Risk Officer
TD Bank
West Palm Beach, FL, United States
Job Details - this job has expired, please see similar jobs below
Hours
40.0
TD Description
About TD Bank, America's Most Convenient Bank®
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US.
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com.
Department Overview
Job Profile Summary
The Environmental Risk Officer II provides complex environmental risk reviews for the Company, serving as an expert resource. Reviews, interprets, and evaluates complex environmental reports received from environmental consultants. Prepares analysis and issues review documentation to assist commercial lenders in making informed loan decisions. Develops or recommends optimal risk management strategies. Prepares analysis and issues review documentation to workout officers and facilities managers.
Job Description
Reviews, evaluates, and interprets the most complex environmental reviews on commercial property received from environmental consultants.
Participates in conference calls with Customer as necessary and in coordination with Lender to better understand environmental risk presented by collateral, Customer's proposed course of action, and to communicate the bank's concerns regarding environmental risk.
Evaluates and quantifies any potential environmental issues related to the property and impact on risk or liability to the Company. [Scopes and reviews Phase II site investigations.]
Ensures consultant's reports adequately identify environmental risks at site.
Makes preliminary recommendations to commercial loan officers based on knowledge of prevalent issues.
Interprets Company policies, environmental regulations, and reports received from environmental consultants and testing labs to assist in evaluating environmental risk.
Develops risk management options and strategies. Discusses issues and risk management options with commercial loan officer and assists in the development of plans to implement risk assessment or reduction, including detailed site investigation and remediation.
Monitors emerging environmental risk in regulatory and industrial arenas and recommends measures or policies for approval and implementation by Company to appropriately manage these risks.
Acts as a consultant throughout the Company on environmental issues.
Maintains a current knowledge of applicable environmental assessment and remediation techniques and technologies.
Assists Environmental Risk Manager in developing processes to effectively implement Companys environmental risk management policies.
Researches information regarding environmental regulations within assigned areas, seeking advice from more experienced staff, external sources, and legal counsel as appropriate.
Coordinates with outside legal counsel regarding environmental matters pertinent to pending transactions.
Develops and maintains knowledge of prevalent environmental issues within assigned areas to improve analytical efficiency and effectiveness.
Reviews past evaluations and reports from vendors as well as evaluates vendor methodologies and practices to assist in determining vendor suitability for Company use.
Assists Environmental Risk Manager in developing and providing training to Company personnel on Company environmental policies and procedures and in the technical aspects of environmental inspections.
Job Requirements
Bachelor's degree or work experience equivalent to Bachelor's degree required.
Advanced Degree (MS or Law Degree) preferred.
Specialized knowledge of environmental risk assessment principles and practices including environmental due diligence.
Strong analytic skills.
Thorough knowledge of environmental regulatory requirements with specific knowledge relevant to assigned areas, or territories.
Excellent communication skills.
Excellent problem solving and investigative skills.
Knowledge of commercial lending.
Must be eligible for employment under regulatory standards applicable to the position.
Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.
If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.