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Lead Analyst
Discover Financial Services
Riverwoods, IL, United States
Job Details - this job has expired, please see similar jobs below
Discover. A more rewarding way to work.
At Discover Financial Services, you’ll find yourself in the company of some of the industry’s smartest and most reliable professionals. And at a company that rewards dedication, values innovation and supports growth.
Thrive in an environment that promotes teamwork and shared success. Build on a foundation of mutual respect. Join the company that understands rewarding careers like no other, with this exceptional opportunity:
Job Description:
At Discover, be part of a culture where diversity, teamwork and collaboration reign. Join a company that is just as employee-focused as it is on its customers and is consistently awarded for both. We’re all about people, and our employees are why Discover is a great place to work.Be the reason we help millions of consumers build a brighter financial future and achieve yours along the way with a rewarding career.
Responsible for developing and enhancing credit risk management strategies and/or loss forecasts. Utilizes customer-level information and predictive models to maximize profits, while using efficient trade-offs among key business metrics such as credit losses, receivables, and profit. Identifies, designs, and implements statistical and business analyses in support of business strategy and loss-forecasting activities.
Responsibilities
• Develops and maintains credit loss forecasts.
• Facilitates strategy implementation with operational teams to ensure the accuracy of executions. Conducts reviews to ensure accurate strategy execution.
• Designs and implements comprehensive tests and evaluates financial impacts from treatments to drive enhancements.
• Proposes optimization schemes, customer segmentation, and predictive models to enhance decision making.
• Establishes and maintains effective performance tracking. Ensures strategies and/or forecasts are performing as expected. Applies key learnings to update strategies and/or forecasts in a timely manner.
• Develops and maintains credit strategies, processes, and procedures.
Skills:
Minimum Qualifications
At a minimum, here’s what we need from you:
• Master’s Degree in Mathematics, Science, Business, Statistics, Finance, Economics, Engineering, or related field
• 2+ years of experience in Analytics, Consulting, Financial Services, or related field
• 6+ years of experience in Analytics, Consulting, Financial Services, or related field
Preferred Qualifications
If we had our say, we’d also look for:
• 4+ years of experience in Analytics, Consulting, Financial Services, or related field