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Credit Officer
TIAA-CREF
Parsippany, NJ, United States
Job Details - this job has expired, please see similar jobs below
The Credit Officer will manage the credit review and approval process and ensure its conducted efficiently with timely responses in a cost-effective manner.
ESSENTIAL FUNCTIONS
• Handle large transactions which require complex and unique transaction structures
• Develop and implement training plans to ensure required competency levels
• Provide support to sales force and platform managers
• Documentation review and administration up to individual credit authority
• Process appeals and changes to original decisions
• Review financial condition of vendor, dealer and / or customer
• Provide coaching and training of credit staff
• Credit Authority-$1MM
KNOWLEDGE, SKILLS, AND ABILITIES REQUIREMENTS
• Strong knowledge of bank credit rating and modeling systems
• Analytical with proven ability to convert large amounts of data into meaningful recommendations.
• Solid working knowledge of Excel
• Exceptional written and verbal communication skills
• Must be able to effectively present information and respond to questions from various levels of management
• Strong and demonstrated ability to prioritize and handle multiple projects under pressure and complete them on time and with a high degree of accuracy.
• Ability to train, coach and lead a credit team
• Strong analytical skills required.
• Workout knowledge and/or prior experience a plus
TRAINING AND EXPERIENCE
• Bachelor’s degree, preferably in business or finance or equivalent in experience. MBA a plus.
• Minimum 10 years’ experience as a credit analyst, 2 years in commercial credit, preferably with demonstrated increasing levels of signing authority
• Previous supervisory responsibilities a plus
Pre-Employment Screening May Include:
• Credit Check
• Criminal Background Check
• Fingerprinting
• DMV Check
• Past Employment Verification
• Social Security Verification
Note: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and skills required of personnel so classified, and they may change at any time.
TIAA, FSB is an equal opportunity employer. No associate or applicant for employment will be discriminated against on the basis of race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy (including childbirth, breastfeeding or related medical conditions where applicable), sexual orientation, gender, gender identity, gender expression, transgender, marital status, national origin, ancestry, physical or mental disability, requesting a reasonable accommodation based on mental or physical disability, medical condition (as defined by applicable law), genetic history and information, citizenship status, military or veteran status, or any other status protected by federal, state, or local law or ordinance or regulation.
TIAA, FSB is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Regardless of past practice, all resumes submitted by search firms to any employee at TIAA, FSB via e-mail, the Internet, or directly to hiring managers at TIAA, FSB in any form without valid written search agreements executed by the VP, Talent Acquisition for that specific position will be deemed the sole property of TIAA, FSB, and no fee will be paid in the event the candidate is hired by TIAA, FSB as a result of the referral or through other means.
TIAA, FSB will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by TIAA, FSB, or (c) consistent with TIAA, FSB’s legal duty to furnish information.