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Commercial Relationship Banker
Zions Bancorporation
Gardena, CA, United States
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Description
Commercial Relationship Banker - Gardena # 040464
California Bank and Trust, a division of ZB NA, is a leader amongst banks in California with over $10 billion in assets and nearly 100 branch offices in the state, is currently seeking a Relationship Banking Officer to acquire, analyze and maintain client relationships. California Bank & Trust prides itself on creating California’s best banking relationships and to do this we must continue to build a team of intelligent contributors who can add value to our clients’ businesses and build deep roots in the communities we serve.
This CommercialRelationship Banker in Gardena CA will perform the following duties:
• Responsible for acquiring, analyzing and maintaining client relationships.
• Provides suitable credit, deposit or other banking services as well as counsel and advice to best meet clients' needs.
• Analyzes risks and profitability of assigned client base to ensure ongoing profitability and conformity with credit terms.
• Solicits the sale of additional products and services to meet clients' needs.
• Develops and implements marketing plans for expanding business.
• Negotiates loan terms and conditions.
• Remains well versed in industrial, economic and financial situations relating to assigned clients.
• May be assigned specialized industry or market segments.
• Other duties as assigned.
Qualifications
• MUST HAVE a Bachelor Degree in business, finance or a related field and 4+ years commercial lending, credit associated lending and bank sales experience. A combination of education and experience may meet requirements.
• MUST HAVE a working knowledge of bank products, credit and commercial lending techniques and procedures.
• Ability to expand loans, client relationships and bank products.
• Must have Solid interpersonal, oral and written communication skills needed to create relationships with loan clients.
• Solid analytical and negotiation skills.
• Full use and/or application of basic lending principles, theories, and concepts.
Benefits:
• Health / Dental / Vision benefits plan
• 401 k plan with generous matching contribution
• Competitive pay commensurate with experience
• Promotional Opportunities & career growth
• Stable Employer and a division of ZB, NA. Zions is included in the S&P 500 and NASDAQ Financial 100 indices.
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