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Senior Commercial Credit Risk Manager
Banner Corporation
Bellevue, WA, United States
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Job Details
Description
Senior Commercial Credit Risk Manager Opportunity Overview
The Senior Commercial Credit Risk Managerfor Banner Bank is part of the Credit Risk Management team and reports to the Senior Credit Officer. In this role, you will supervise other Commercial Credit Risk Managers and will analyze loan data and credit requests recommended by Credit Risk Managers and Relationship Managers on new, or existing commercial loan relationships to determine feasibility of granting loan requests. Will serve as a member of Credit committee(s) within the organization. This role will involve mentoring other Credit Risk Managers in problem credit identification and resolution, and working with Credit Risk Managers will oversee the commercial portfolio management to maintain asset quality.
As the Senior Commercial Credit Risk Managerfor Banner Bank, you will have the opportunity to:
• Evaluate financial condition/credit worthiness of applicants
• Assess compliance with bank policy and regulatory requirements
• Approve new and renewal credit requests within assigned lending limits
• Assist in monitoring the credit quality of the commercial portfolio
• Provide guidance to Credit Risk Managers in quality of loan presentations, work collaboratively with production partners to assess the credit quality, and meet with relationship managers, clients and prospects as needed to better understand the business and/or credit requests. Assist in training program for Relationship Managers and/or Credit Analysts in the use of various bank financial methods and tools
• Assist in the development of Commercial Loan Policy and Guidelines for approval by Executive Management and the Board of Directors, and assist in implementation of the same
• Comply with policies, procedures, security requirements, and government regulations
Travel: Yes. Travel between west coast locations required occasionally
QUALIFICATIONS
Education & Certifications
• Bachelor’s degree in Business Administration or equivalent combination of education and experience
Experience
• 12 years of Commercial Credit Risk Management experience required.
• Credit approval authority required.
• Experience with Agricultural, Asset Based Lending, Shared National Credits, Commercial Real Estate, Credit Resolution, and Middle Market Lending highly preferred.
Preferred Skills
• Good analytic, oral and written communication skills
• Thorough understanding of Commercial Lending which includes both sound lending practices and the bank’s lending guidelines
• Strong financial analysis skills
• Strong knowledge of all types of loan documentation and methods of collateral perfection
• Knowledge of federal and state laws and regulations relating to commercial lending
Compensation & Benefits
• Comprehensive employee benefits package, including medical, dental, vision, health and dependent daycare funds, life and disability protection
• Paid vacation time, sick time and 10 company paid holidays
• 401k (with up to 4% match)
• Relocation available for qualified applicants
About Banner Bank
For more than a century, Banner Bank has played an important part in the history and growth of the communities we serve by delivering competitive financial services to our clients. Today, Banner Bank is a publicly held bank holding company with over $10 billion in assets, over 2,000 employees and more than 200 locations, in Washington, Oregon, Idaho, and California. Banner Bank is a super community bank which strives every day to give back to our communities, helping to make them better places in which to work and live.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
NOTICE TO RECRUITMENT AGENCIES:
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Banner Bank employee by a third party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
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