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Business Banking Portfolio Manager
Zions Bancorporation
Houston, TX, United States
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Description
The successful Portfolio Manager candidate will have knowledge of managing and servicing a portfolio of loan relationships and attracting new business while deepening and retaining existing clients.
• Responsible for spreading and analyzing financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and loan presentations.
• Reports on loan activities related to past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
• Maintains existing relationships. Assists Relationship Managers and Branch Center Managers with credit requests.
• Responsible for expanding, building, and maintaining client relationships, providing the highest level of customer service. Cross sell other bank products.
• Performs other duties as required.
Qualifications
Typically requires a bachelor’s degree in Business, Finance or a related field and 2 or more years’ experience with loans, spreading financial statements, or other directly related experience. An equivalent combination of education and experience may meet qualifications.
• Knowledge of loans, credit and/or related lending processes and procedures.
• Knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, documentation, etc.
• Good oral and written communication skills internally and externally.
• Assist with creating the loan presentations and with seeking approval of loan requests.
• Analytical skills needed for lease approvals, credit analysis and underwriting. Good organizational and problem resolution skills.
• PC skills required. Other duties as assigned.