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Bank Manager / Lender
BancorpSouth
Southaven, MS, United States
Job Details - this job has expired, please see similar jobs below
There are many things to consider when deciding on your next employer. Do you want a job where you earn a paycheck? Or do you want a CAREER with a company that values their employees as well as the communities that they are in? At BancorpSouth we are more than just a work place. We are a company that prides itself on values and the people that we employ. Start your search for a career with BancorpSouth.
Job Title
Bank Manager/Lender
Organizational Location
Retail Banking
Reports To
Market President/Retail Manager
Working Conditions
Normal, no adverse or hazardous conditions
Compensation
Salary
Job Group Category
Non - Exempt or Exempt
Work Hours
Work hours vary by location
Primary Purpose: Summary of major reason this job exists
Oversees the operation of a branch office. Exercises control over the functions of the office. Administers the operation of the branch with primary emphasis on deposits and customer service activities. Responsible for branch audit procedures. Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for consumer and commercial credit.
Principal Duties and Responsibilities: Majority of duties performed, but not meant to be all inclusive or to prevent other duties from being assigned.
● Provides personnel management for branch staff.
● Manages overall branch office operations and audits.
● Maintains and stays abreast of security policies and procedures.
● Responsible for maintaining office building, grounds, equipment and fixtures.
● Maintains knowledge of branch policies & procedures with respect to approveing checks & overrides.
● Handles customer problems & complaints; counsels customers with special needs or requests.
● Establishes and helps to attain internal performance objectives for branch office business,
business volume, deposits, and quality of audit reports.
● Provides and maintains a professional, business-like atmosphere within the branch office.
● Reviews staff members for formal performance evaluations and recommends salary adjustments.
Counsels employees when needed. Coordinates staff training when needed.
● Tests branch security equipment and investigates security issues when needed.
● Solicit business from potential and existing customers (outside and inside bank location).
● Interviews loan applicants and processes loan applications.
● Analyzes applicant financial status and credit to determine feasibility of granting loan.
● Prepares appropriate loan documentation and verifies loan agreements are complete and accurate
according to bank policy.
● Approves loans that meet established lending criteria and are within approved lending limits.
● Manages a portfolio of consumer and commercial loans; may coordinate some collection efforts.
● Represents the financial institution in public relations activities and community affairs.
Job Specifications: Knowledge, skills, and abilities normally required for competent performance in
the job.
● Bachelor's degree or equivalent work experience.
● Two to three years of experience in a financial institution.
● Excellent interpersonal and customer service skills.
● Sales oriented.
● Knowledgeable of laws and regulations applicable lending practices.
● Knowledgeable of the Bank's loan policies and procedures.
Disclaimer:
The above information on this description has been designed to indicate the general nature and level of work
performed by employees within this classification. It is not designed to contain or be interpreted as a
comprehensive inventory of all duties, responsibilities, and qualifications required by employees assigned
to this job.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.