This job has expired, please see additional jobs below
Banker
Synovus
Valparaiso, FL, United States
Job Details - this job has expired, please see similar jobs below
Job Description
Job Summary:
Markets commercial real estate (CRE) products and services to prospects and clients. Typically deals with the largest and most complex real estate loans for customers with credit requirements ranging from $2.5MM to <$20MM, including real estate investments, development, construction loans, etc. Requires an expert knowledge of the CRE construction loan philosophy and process. Develops and maintains relationships with commercial clients to generate revenue and deposit growth and refers prospects to Retail, Corporate, and FMS.
Job Duties and Responsibilities:
• Markets commercial real estate (CRE) loan products to new and existing clients and provides expertise and service to structure loans that meet their requirements.
• Maintains and develops client relationships, exploring opportunities to provide additional bank services and loan products. Evaluates clients and prospects to ensure compatibility with the bank's market strategy and credit policies. Initiates and documents contacts to retain, develop and foster profitable business relationships.
• Responsible for structuring and negotiating complex CRE loan agreements. Analyzes and negotiates the terms of loans within established lending limits, or makes recommendations to senior lenders.
• Services existing relationships and identifies product/service opportunities for other business units. Participates in development of new solutions to meet clients' needs and to enhance profitability of credit and non-credit business for the bank.
• Monitors and evaluates the credit worthiness of clients and prospects in accordance with the credit policies of the bank to ensure a high quality loan portfolio.
• Acts as a key consultant to client's senior management, providing them with the evaluation and implementation of financing strategies or structures.
• May have responsibility for developing lower-level CRE Bankers. Provides guidance and assistance with large and/or complex clients.
• Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion.
• Performs other related duties as assigned.
The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Synovus is an Equal Opportunity Employer supporting diversity in the workplace.
Minimum Requirements
Preferred Knowledge, Skills, & Abilities:
• Proficient using Microsoft Word, Excel, and PowerPoint