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Mortgage Loan Officer - NY
Banco Santander
Queens, NY, United States
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Description
Wow! As An Experienced Mortgage Loan Officer, Look At All That Santander Can Offer You!
• Aggressive Transition Dollars
• Bonus Payments for Established Pipelines & Book of Business
• Competitive Rates & Commission Plan
• Top Tier Ramp Up Structure & Compensation
• Exclusive Branch Referrals
• Extensive Product Mix Including:
Competitive Portfolio Suite;
Condo & CO-OP Lending With A Designated Operations Team; Government Programs;
Outstanding Pricing on Jumbo, Construction to Permanent & CRA Loans
• Local Operations Support for Processing, Underwriting and Closing
• Community Involvement
• Comprehensive Benefits with Day One Eligibility & 401 (k) Generous Company Match
• Healthy Work-Life Balance
• Social Responsibility
Santander - A bank where respect is standard.
Santander's purpose is to help people & business prosper.
Santander's Group aim is to be the best retail & commercial bank that earns the lasting loyalty of our people, customers, shareholders, & communities.
As a member of Santander’s retail banking division, you’ll help serve Santander’s retail & small business customers as part of one of the top banks in the United States based on deposits. With principal presence in Northeast U.S., Santander’s retail division offers consumer & lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.
Santander Bank is seeking an Experienced
Mortgage Loan Officer for our expanding Mortgage Sales Team.
The Mortgage Loan Officer is responsible for:
• Soliciting mortgage loan customers, industry contacts and groups to capture mortgage loan business.
• Interviewing applicants to obtain pertinent information regarding their loan needs.
• Initiating the lending decision process.
• Providing service to customers seeking mortgage loans.
• Ensuring compliance to Retail Mortgage Lending policies and procedures. Performing work in conjunction with outside sales including completing loan applications and paperwork and preparing marketing/sales materials.
• Updating databases of loan products for sale and referral services.
• Calling, writing and e-mailing clients or prospects.
• Assisting in coordinating marketing and training programs.
• Studying and evaluating new activities, policies, programs, services and markets related to business development strategy.
• Working with team members in Mortgage Banking Division and other departments to provide information for prompt processing and closing of residential mortgage loan applications.
• Maintaining current knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending.
• Providing service and overseeing all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms.
• Developing and cultivating self-generated referral sources and partnerships with retail branches.
• Managing mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data.
• Preparing marketing plans and cross-selling other bank products and services.
Qualifications
• 2+ years of Retail Mortgage lending work experience is required
• Demonstrated proficiency in residential mortgage origination
• Knowledge of mortgage loan regulatory requirements & residential loan products
• PC proficiency
• Proven sales track record
• Strong verbal and written communication skills
• Ability to assess financial needs and the ability to work with minimal supervision is essential
• High School graduate or equivalent
At Santander, we value & respect differences in our workforce & strive to increase the diversity of our teams. We actively encourage everyone to apply.
In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.