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Business Banking Portfolio Manager
Commerce Bank
Champaign, IL, United States
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Job Expectations:
• Utilizes a high degree of critical thinking skills in managing a large portfolio of diverse and complex commercial relationships
• Involved in customer and targeted customer prospect calling activities with RM as appropriate (especially those with active new credit opportunities).
• In certain circumstances, PM may serve as the primary advisor for a specific number of commercial relationships, ensuring a high level of customer satisfaction and retention. In such circumstances, PM will work with Team Leader on a semi-annual basis to assure that all appropriate products and services are being cross-sold to those relationships.
• Handles customer service requests for existing relationships, including loan renewals and modifications
• Works with RM’s on credit requests, including general underwriting, loan structuring, negotiating/pricing, collateral, and analyzing industry/credit risk.
• Completes all requirements of loan booking, including negotiating terms, the review of loan documentation and assisting in the closing process
• Manages annual credit review schedule for team of Relationship Managers. Prepares loan presentations and credit reviews as necessary.
• Handles reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
• Works with respective RM’s in the credit management of all Watch List credits.
• Ensures compliance with all bank policies, procedures, regulations, and laws.
• Other duties as assigned.
• Thorough knowledge of full range of commercial products, credit policies, procedures and terminology
• Strong analytical and problem-solving skills
• Excellent presentation, verbal, and written communication skills
• Well-developed negotiation skills
• Strong organizational skills
• Good independent decision-making skills, but requires some management oversight
• Bachelor’s degree, or equivalent work experience
• 3-5 Years of commercial banking experience
Time Type:
Full time