This job has expired, please see additional jobs below
Senior Portfolio Manager
United Community Banks
Greenville, SC, United States
Job Details - this job has expired, please see similar jobs below
Reports to: SBA Servicing Team Member
Direct Reports: N/A
JOB REQUIREMENTS:
• BS or BA degree, 7 – 10 years of solid experience in financial analysis, loan structuring, analytical skills with problem solving abilities, underwriting and portfolio management preferred.
• 3 – 5 years of experience in SBA lending administration.
• Ability to assume responsibility and maintain accountability for decision making.
• Ability to make sound loan decisions in a timely manner.
• Must be very organized, detailed-oriented, and proactive with excellent time management skills and the ability to multi-task.
• Ability to spread an analyze business and personal financial statements and cash flow, gather relevant information, and make appropriate recommendations utilizing Moody’s or Baker Hill software.
• Identify strengths, weaknesses, and mitigating factors for each servicing request.
• Extensive knowledge of SBA loan programs and corresponding SOP’s and credit related regulations.
• Strong interpersonal skills facilitating maximization of working relationships with customers, SBA team members and UCB bankers.
• Strong organizational and communication skills (verbal and written). Must be able to write clearly and effectively, and be able to communicate one-on-one and in groups.
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
• Proficient computer skills including knowledge of 360 View, Navigator, Director, nCino and Statement Analyzer.
JOB FUNCTIONS:
• Must be able to review loan documents, spread, analyze, and interpret businesses and financial statements.
• Must be able to identify strengths and weaknesses of individual requests and make recommendations to address and mitigate perceived risks.
• Must prepare and be able to present credit analysis packages through the credit approval chain with limited supervision.
• Serve as secondary contact on client relationships for loan within the UCB branch footprint.
• Evaluate and decision loan renewal requests for SBA Express Lines of Credit.
• Actively manage past dues to minimize late payments.
• Mentors SBA Servicing Portfolio Specialists and other Servicing team members.
• Review portfolio loans approaching maturity and works with clients and/or bankers to get the necessary data in order to make an informed renewal decision.
• Manage the loan portfolio for red flags and early warning signals of potential problem loans.
• Work directly with clients and/or with UCB bankers or Special Assets Officers to devise an appropriate plan of action if/when the SBA loan is downgraded.
• Assist with completing the initial CAR in preparation for the loan to transition to the Special Assets Department.
• Complete an annual review on all borrowing relationships within the portfolios as outlined in the SBA Loan Monitoring procedures.
• Complete any special project work
• Other duties as assigned.