This job has expired, please see additional jobs below
Loan Grade Risk Analyst
Zions Bancorporation
San Diego, CA, United States
Job Details - this job has expired, please see similar jobs below
Description
• Performs the risk grading function for commercial loans of all sizes and types using a multi-dimensional risk grading application.
• Responsible for assessing the risk and loss expectations for commercial business and real estate transactions.
• Based on analysis, responsible for making recommendations and providing course of action to take with regards to the risk assessment on loans presented.
• Audit the risk grading process for loans graded by personnel in field underwriting groups, Real Estate, and Commercial Lending departments.
• Understand and communicate risk grading guidance as provided by Corporate Risk Management.
• Works with lending personnel and ETO to resolve source system matching errors and clear exceptions.
• Develop and maintain reports.
• Communicate effectively, with lending personnel, credit analysts, relationship managers, and Senior Credit Management.
Qualifications
• Requires a Bachelor's degree in business, finance, accounting or a related field and 2+ years with general commercial lending, general banking experience or other directly related experience. A combination of education and experience may meet qualifications.
• Knowledge of accounting, financial statement spreading and analysis, financial ratios, credit analysis, credit risk assessment, databases, and pc's.
• Working knowledge of commercial type lending or loans.
• Ability to analyze data and make recommendations.
• Ability to work with various departments and vendors.
• Strong customer service and communication skills, both verbal and written.
• Solid problem resolution skills.
• Must be organized and detail oriented.
• Proficient with Microsoft Office application software.
• Prefer experience with Shaw, Credit Lead, CLCS, and SharePoint