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Underwriter
Erie Indemnity Company
Erie, PA, United States
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Position Summary
As an Underwriter II in the Underwriting Division, using appropriate resources and systems, you will perform portfolio underwriting/reunderwriting functions within designated level of authority to evaluate and select risks the company will insure. Manage a book of business with moderately complex assignments requiring specialized knowledge. Evaluate new and current business to verify initial and continued acceptability and adequate rates. Ensure that Agents understand and adhere to company underwriting philosophy and service expectations of Policyholders. Actively support and promots corporate objectives and strategic growth plans. You will be viewed as a knowledgeable resource within the division. Will perform underwriting duties in the Commercial discipline.
• Candidates with strong Commercial Lines Underwriting acumen are preferred.
• Candidates with above minimum qualifications may be considered for a Senior Underwriter position.
Duties and Responsibilities
Some duties and responsibilities may vary by product line.
Evaluates moderately complex underwriting applications and change requests. Analyzes related reports and other related sources to determine acceptability. Reviews renewal records and questionnaires to verify continued acceptability and rate adequacy.
Analyzes account experience, claim and risk reports, rate adequacy and acceptability of occupancy and/or operation in order to prepare and evaluate change requests and renewal contracts.
Reviews risks and reports to determine appropriate action, including coverage modifications or termination. Advises leadership and Agent of underwriting action to retain, modify or terminate risks where applicable.
Develops and maintains working relationships with Agents, ERIE sales force and other departments through phone contact and email.
Acts as a resource to Agents and their staff, answering questions and discussing risks. Communicates with branch Employees regarding Agent issues or concerns.
Travels to field offices to participate in presentations and attends meetings as required in order to establish rapport with Agents and develop knowledge of assigned territories.
Participates in the evaluation of Agents as directed. Maintains Agent files for periodic review with management and/or branch staff. Advises underwriting consultant or management of issues or concerns.
Advises management and Agents regarding termination of unacceptable risks and accounts requiring facultative reinsurance cessions.
Participates in the evaluation of Agents as required. Advises management of issues or concerns.
The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.
This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become evident.
Competencies
Ability To Learn And Follow Procedures
Ability to Manage Complexity
Coaching
Decision Making
Developing And Maintaining Relationships
Information Management Skills
Interpersonal Communication
Job-Specific Knowledge
Planning And Organizing
Problem Analysis
Service Orientation
Time Management
Qualifications
Minimum education and experience requirements:
Bachelor's degree required; or
Associates degree and two years related experience required; or
High school diploma, or GED, and four years related experience required; or
High school diploma, or GED, and successful completion of CPCU, CIC or PLCS designation required
Additional job requirements:
Two years related underwriting experience at the company or agency level with an in-depth knowledge of all related business lines.
Working knowledge of underwriting guidelines and techniques, demonstrated through proven strong underwriting performance.
Working knowledge of spreadsheet, word processing and email software required.
Occasional travel.
Preferred:
Successful completion of the General Insurance program (INS 21, 22, 23).
Successful completion of two parts of the following programs: CPCU, CIC, CRM, PLCS, AAI, AFSB, API, AIC, AU or ARM.
Physical Requirements
Lifting 0-20 lbs; Occasional (<20%)
Lifting 20-50 lbs; Occasional (<20%)
Lifting Over 50 lbs; Occasional (<20%)
Driving; Rarely
Pushing/Pulling; Occasional (<20%)
Manual Keying/Data Entry; Often (20-50%)
Climbing; Rarely