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Personal Loans Underwriter
Citizens Bank
Warwick, RI, United States
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Description
• As a successful member of our team it will be critical to underwrite unsecured loans, including automated and manual
portfolio, with strict attention to Reg B, ECOA, and FCRA.
• Ensure material information captured in the automated underwriting system is accurate at time of review.
• Demonstrate sound judgment in the analysis of required documentation while mitigating organization risk through
appropriate decision making.
• Meet or exceed productivity levels established by Management and credit quality standards set forth by CFG.
• Respond timely to quality control and audit reviews when requested. Provide superior customer service to both internal
and external customers.
• Ensure Quality Assurance process is in place and adhered to prior to loan disbursement.
• Assist the Group Team Manager where necessary
Qualifications
• Bachelor's degree preferred or equivalent coursework and/or training in underwriting.
• Minimum of 5 or more years underwriting required, unsecured loan and/or mortgage lending experience preferred
• Automated Underwriting System experience required
• Self-directed with excellent time management skills
• Demonstrated ability to analyze and evaluate complex income documentation
• Ability to work in a face paced environment
• Exceptional written and verbal communication skills
• Advanced proficiency in Word and Excel
Hours & Work Schedule
Hours per Week: 40
Work Schedule: 8 am - 5 pm
Why Work with Us
At Citizens, you’ll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
Equal Employment and Opportunity Employer/Disabled/Veteran
It is the policy of Citizens Bank and Citizens Securities, Inc. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.
Equal Opportunity & Affirmative Action Employer Disabled/Veteran
Citizens Bank is a brand name of Citizens Bank, N.A. and each of its respective subsidiaries, and Citizens Bank of Pennsylvania.