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Underwriter
OneMain Holdings
Tempe, AZ, United States
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Our Company
Founded over 100 years ago, OneMain is America’s premier personal finance company. Our company provides personal loans, insurance, and other related financial products to more than 2.4 million consumers in communities across the country through a network of over 1,800 branches with more than 10,000 employees. We are committed to responsible lending and regulatory compliance, and have an active program of outreach to the Investment Community.
JOB DESCRIPTION:
The Underwriter analyzes, negotiates, and decisions loan requests submitted by multiple loan originating sources. This position is responsible for making prudent credit decisions within established approval guidelines, in compliance with all state and federal laws, as well as, OneMain policies and procedures.
Position requires analysis of the credit factors affecting loan risk to the company; appraisals and loan yields. Effective communication and collaboration with OneMain and external resources is required to recommend terms and conditions of loan decisions within established approval guidelines, leveraging risk versus reward to ensure credit quality and profitability.
JOB REQUIREMENTS:
• Bachelor’s Degree plus experience in Direct Lending or Non-Prime Lending preferred
OR
• High School Diploma / GED
• Excellent customer communications skills
• Ability to dealing with ambiguity
• High level of integrity
• Independent thinking
• Learning agility
• Detail orientation
• Results driven
COMPENSATION:
• OneMain offers an excellent compensation package including a competitive base pay with additional incentives and bonuses.
• Benefits include medical, dental, vision, life insurance, 401K, profit sharing, holiday and vacation time off
OneMain prides itself on internal growth opportunities through training and development as well as career growth opportunities through internal promotions. Take the first step toward a challenging and rewarding career at OneMain and apply today!
OneMain is an equal opportunity employer.
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OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identify, national origin, age, marital status, protected veteran status, or disability status.