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Loan Officer
Freedom Mortgage
Passaic, NJ, United States
Job Details - this job has expired, please see similar jobs below
Position Description:
• The Loan Officer is responsible for proactively soliciting new residential mortgage business and sells current Freedom Mortgage’s products to meet established loan quality and production goals.
• Establishes, develops and maintains client referral relationships with Realtors, builders, Developers, and sales calls on potential or existing customers in order to develop new business and/or retain existing business.
• Keeps informed on trends, changes and developments in the local real estate market.
• Keeps up with what competitors are doing by keeping up-to-date with changing rules, regulations and guidelines from FHMA, FHLMC, FHA, and VA in addition to other investors and agencies.
• Keeps informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages.
• Negotiates price, terms and conditions with mortgagors.
• Responsible for the overall customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: counseling and prequalifying potential home buyers; taking complete and accurate applications; obtaining all necessary support documents along with the appropriate fees and lock-in information; overseeing the loan status to all interested parties; and obtaining loan documentation after closing as directed by corporate or senior management.
• Maintains a professional image and standards consistent with company policies and procedures.