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Underwriter
loanDepot
Costa Mesa, CA, United States
Job Details - this job has expired, please see similar jobs below
Performs a pre-closing quality control review of all residential mortgage loan files for compliance with laws and regulations, data integrity, fraud detection and investor guidelines.
Responsibilities:
• Monitor Quality Control queue,
• Responsible for accurate and timely review of all residential mortgage loan files prior to closing utilizing the QC checklist,
• Ensure loan documentation is complete and meets company policy/investor standards,
• Approve satisfactory quality loan files for closing,
• Review disclosures for RESPA compliance
• Refer deficient loans to underwriter and manager for review/remediation,
• Must maintain timely review of QC submissions within a posted turn time,
• Ensures each mortgage loan is underwritten in accordance with all investor guidelines and in compliance with all government regulations
• Proficient with loan policies, products, procedure manuals and investor guidelines (FNMA, VA, MSHA, RD, VA, FHA, and other correspondent investors),
• Proficient with the use of LOS systems – ideally “Empower”,
• Keeps current on changes in mortgage loan regulations and procedures,
• Ensures all mortgage loan data integrity issues are addressed.
Requirements:
• Mortgage origination underwriting and/or pre-closing quality control experience preferred
• Highly organized and strong attention to detail,
• Proven ability to work well with multiple priorities and adjust to varied work load in fast paced environment,
• Effective oral and written communication skills.
• Excellent interpersonal skills.
• Bachelor's Degree preferred.
• Management experience a plus.
• 5+ years work related experience
The Perks:
• Competitive compensation reliant on ability & experience
• Excellent benefits package including multiple health, dental & vision options
• Company paid life and AD&D Insurance, as well as additional voluntary benefit possibilities
• 401K with robust company match
• 15+ PTO days, in addition to 8 paid company holidays
• The opportunity to work for America’s Lender under the vision of industry legend, Anthony Hsieh
loanDepot is a proud equal opportunity employer.