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Consultant
Union Bank
Walnut Creek, CA, United States
Job Details - this job has expired, please see similar jobs below
Reporting to Regional Sales Manager or Producing Sales Manager in a designated geography, this role is responsible for independently calling on prospects for development of new business relationships through originating residential real estate loans for the bank. Participate in related business development activities. Work with clients and prospects to present solutions to short and long term strategic objectives.
Major Responsibilities:
• 100% Generate New Bank Business through Outside Sales Spends majority of time calling on clients, prospects, referral sources and Centers of Influence to develop new business, expand client base and to create a network of prospects from center of influence clients.
• Effectively uncover and assess prospects' needs and financial status to provide accurate and suitable credit and other product advice and recommendations.
• Clearly communicate the application and credit decision process. Proactively following up on credit requirements.
• Act as liaison between processing center and client.
• Stay informed as to current underwriting guidelines.
• Negotiate terms, conditions and pricing with customers to reach terms that will accommodate their needs and be acceptable and profitable to the bank.
Qualifications
Additional Information:
• Typically requires a high school diploma or G.E.D.
• Must have excellent sales and customer relations skills.
• Promote the highest professional and ethical standards.
This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.
The above statements are intended to describe the general nature and level of the work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.
We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.
A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.