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Credit Analyst
Glacier Bancorp
Prescott, AZ, United States
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Description
Do you have a Consider it Done attitude?
Foothills Bank is seeking an experienced Credit Analyst to join the premier lending team in Arizona! This position can be located in Yuma, Casa Grande or Prescott, AZ.
The qualified candidate will:
• Provide competent credit analysis for commercial and/or agricultural lending activities.
• Assist in the administration of commercial and/or agricultural borrowing accounts
• Conduct appraisal reviews
• Provide training for business loan staff
• Assist in the completion of special projects and assignments
Requirements
Education and Experience:
• Minimum of 2 years of banking or accounting experience is required.
• Understanding of the lending process, familiarity with financial statements, tax statements, cash flow analysis is strongly preferred.
• A two-year college degree or completion of specialized course of study at a business or trade school.
Knowledge, Skill, Ability (Other Skills):
• Ability to communicate, both orally and in writing, with others in the Bank to perform effective reviews and to report the results.
• Able to handle sensitive and confidential information.
• Keen attention to detail.
• Thorough knowledge of various office software, including advanced proficiency in Word, Excel, PowerPoint, Internet Explorer, and Outlook.
COMPENSATION:Salary is dependent upon relevant experience. Foothills Bank offers an extensive benefits package that includes, but is not limited to, medical, dental, vision, health rewards program, Employee Assistance Program (EAP); life insurance; retirement plan including employer match and profit sharing; discounted banking products and services; paid vacation, paid holidays and sick leave.
MORE ABOUT OUR COMPANY:Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $9 billion, operating in 14 divisions across 7 states. We operate in over 80 communities with more than 130 banking offices in Montana, Idaho, Colorado, Utah, Washington, Wyoming, and Arizona.
Physical Requirements:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation. Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.
Working conditions: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Must be capable of occasional travel (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.
Mental Requirements:Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.