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Underwriter (Commercial Loans)
Zions Bancorporation
Sacramento, CA, United States
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Description
California Bank & Trust is currently seeking well qualified professionals for the position of Commercial Loan Underwriter in their Sacramento Loan Center. Successful candidates with perform the following essential job functions:
• Assess the credit quality of applicants requesting conventional and government-assisted financing.
• Utilize sound credit underwriting skills to recommend and approve a final credit decision.
• Work with external and internal contacts at all levels to oversee the progression of an approved credit through closure.
• Direct outside ancillary services as required to process loan requests.
• Respond to internal and external customer inquiries.
• Perform other duties as necessary to support the goals and objectives of the department and business unit.
Qualifications
Well qualified candidates will possess the following education and experience:
• Bachelor's degree in Finance, Business, Accounting or other related field
• Credit, spread analysis, lending, underwriting concepts, practices and procedures or other directly related experience.
• A combination of education and experience may meet qualifications.
• Working knowledge of credit, spread analysis, lending, underwriting concepts, practices and procedures.
• Experience analyzing and researching financial statements, credit reports, debt ratios and loan to value information.
• Ability to make sound decisions.
• Must have good customer relations and communication skills.
• Must be accurate with strong attention to detail.
• Working knowledge of various related software applications including spreadsheets, word processing, etc.