Job Expectations:

How would you like to work for a great company that offers career growth and values your skills and experience? For over 150 years, Company has built a strong reputation as a “Super Community” bank and is recognized as an industry leader. In today's growing and competitive financial services industry, we look for creative and innovative solutions to meet the needs of our customers. To achieve our results, we recruit the best and brightest employees who ask, listen and solve to meet our customers’ needs!

Job Summary:

Company is seeking a motivated and customer focused individual for a Mortgage Banker. The Mortgage Banker is responsible for the origination of first mortgage residential loans for inclusion in the Bank’s portfolio and/or sale on the secondary mortgage market as well as responsibility for the modification and refinance of current loans in the Bank’s portfolio. Position is required to communicate/coordinate production with centralized processing center and other parties as necessary to facilitate loan closings, reporting to bank management, and to facilitate cross-sales of other bank products. Position is required to quote and negotiate mortgage loan pricing to Bank’s current customer base, prospective customers and general public. Position is required to achieve specific goals of total annual sales, and is responsible for selection and maintenance of specific marketing/sales tactics and reporting to management. Position is required to meet face to face with borrowers, realtors, builders and other non-bank business referral sources during business hours, but also evenings, weekends and holidays as necessary.

Key responsibilities of this role include:

• Originates first mortgage residential loans for inclusion in the Bank's portfolio and/or sale on

the secondary mortgage market; also originates modifications and refinances of current

loans in the Bank's portfolio.

• Coordinates production with centralized processing center and other parties necessary to

facilitate loan closings.

• Quotes and negotiates mortgage loan pricing to current customer base, prospective

customers and general public

• Proactively initiate contact with realtors, builders, and the general public to generate

business.

• Develop and deliver presentations.
• Requires the ability to achieve stated production goals of mortgage originations with limited

supervision.

Work Schedule: Monday - Friday, 8:00AM-5:00PM

Knowledge, Skills & Abilities:

• 2 years experience in the origination of conventional mortgage loans, including portfolio

loans and loans for sale to other secondary market investors

• Must have comprehensive understanding of guidelines, documentation, regulations and

requirements of mortgage lending programs and products

• Experience in FHA/VA and other agency lending programs is preferred

Reg Z Position – Credit Check Required

**For this position, federal regulations require Company to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.

MVR Position – Driving Record Check Required

**For this position, Company will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.

• Maintain a valid driver’s license and meet Company’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements.

Time Type:

Full time