Description

Be able to work in a fast paced environment and manage an active pipeline.  Ensure quality of a loan file before loan funds. 

Closer will be responsible for:

• Pull reporting daily to manage pipeline
• Prepare Closing Disclosure, Closing packages, on all different products that include CEMA, COOP, Portfolio, FHA, CHFA, HELOCs and HELOANS
• Follow TRID guidelines when it comes to VCC , avoiding cost to cures
• Follow TRID guidelines when it comes to CD acknowledgement to ensure closing dates are not missed.
• Reconcile wire and make sure you balance with our Settlement Agent before sending funds
• Review all closing conditions, making sure all funding docs have been collected to issue funding authorization timely
• Meet or Exceed production requirement 40 loans min / month
• Meet or Exceed an average Quality performance 95% or better

Qualifications

•  3-5 years of Home Mortgage Closing Experience
• Knowledge of TRID
• Familiar with cost to cure when it comes to VCC (valid change circumstance)
• PC skills 2-3 years proficient in PC skills
• Office Experience 2-3 years of work experience in either an office or retail environment
• Banking or mortgage experience 2-3 years knowledge of DTI and LTV ratios with ability to decipher loan documentation and related reports and/or websites
• Customer Service 2-3 years’ experience in oral and written communication with internal and external customers
• High School or Equivalent (GED) Required
• Associate/Bachelor Degree Preferred

Skills/Competencies:

• Time management and ability to meet deadlines is critical to this position
• Attention to detail and organizational skills are required
• Requires work in a fast pace environment with the ability to multitask