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At Company, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As an Equipment Specialist Sr within Company's Equipment Finance organization, you will be based in Cincinnati, Ohio.
Supports originations and growth initiatives by understanding, researching and analyzing various equipment-related issues to establish current and future values. Prepares equipment reviews for transactions, assists manager in suggesting equipment niches for growth, and performs various duties as assigned, associated with the acquisition, transfer or disposition of off-lease equipment as needed. Capable of approving moderate levels of residuals.
Manages the completion of the annual credit review process for individual transactions currently in the portfolio in excess of a million dollars on a per schedule basis. Acts in a coach/mentor capacity to less seasoned Equipment Specialists enabling knowledge transfer of the annual review process. Ensure adequate compliance of SOX controls. Serves as lead in the completion of the Annual FASB13 Portfolio review, managing the process beginning to end. Typically acts as a first level review prior to the final review, conducted by the Asset Manager. Tactical contributions to the process may include conducting research, establishing values by utilizing external independent sources / appraisers and/or creating reviews for assigned industry to support current at risk positions to identify any permanent impairments.
Acts as an advisor by identifying industries in which additional business opportunities can be developed, as well as share market intelligence. Partners with Sales to determine appropriate deal structures with a higher degree of complexity and structure. Identifies opportunities to coach/mentor less seasoned Equipment Specialists. Conducts valuation reviews of complex and highly structured transactions to ensure compliance with risk policy.
Actively recommends the development and implementation of equipment policies and procedures to manage risk. Additional contribution made to portfolio risk management includes participation in the coordination of inspections of leased assets in partnership with the Schedule Maturity Group.
Initiates and participates in the disposition of equipment with lessees on assigned asset classifications. Assists in the same process under the direction of the Equipment Manager on larger, more complex accounts.
Company Employees take pride in our reputation and to continue building upon that we expect our employees to be:
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support Company's Enterprise Risk Management Framework.
Analytical Thinking – Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in the best interest of the business.
Coaching Others – Knowledge of coaching concepts and methods; ability to encourage, motivate, and guide individuals or teams in learning and improving effectiveness.
Communicating Complex Concepts – Knowledge of, and the ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.
Data Gathering and Reporting – Knowledge of and ability to utilize tools, techniques and processes for gathering and reporting data in a particular department or division of a company.
Decision Making and Critical Thinking – Understanding of the issues related to the decision-making process; ability to analyze situations fully and accurately, and reach productive decisions.
Market Risk – Knowledge of processes, tools, and techniques used for analyzing market risk; ability to assess and manage investment exposures to market risk.
Negotiating – Knowledge of successful negotiation concepts and techniques; ability to negotiate successfully across the organization and with external vendors and clients in a constructive and collaborative manner.
Portfolio Management - 1 – Knowledge of and ability to utilize the tools, techniques, and acceptable business practices associated with managing a portfolio.
Research and Verification – Knowledge of research tools, techniques and resources and the ability to obtain and validate information that needs to be published.
Sarbanes-Oxley Compliance – Knowledge of the Sarbanes-Oxley Act (SOX) and ability to implement business processes required to ensure compliance with its tenets.
Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.
Disability Accommodations Statement:
The Company workplace is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the Company Careers website or submission process, please call 877-968-7762 and select Option 4: Recruiting or contact us via email at ___@___(apply_to_show_email).
The Human Resources Service Center hours of operation are Monday - Friday 9:00 AM to 5:00 PM ET.
Equal Employment Opportunity (EEO):
Company provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how Company may use or disclose your personal information in our hiring practices.
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