Job Details – this job has expired, please see similar jobs below
The Credit Risk Quality Assurance Professional will join an established team with an oversight role providing and meeting the heightened risk and regulatory expectations associated with Leveraged Lending and/or participations (Shared National Credits). This opportunity broadens the team’s scope and will facilitate development and execution of new activity as well as projects aligned with risk or regulatory objectives. The new activity will extend Quality Assurance processes to an enterprise level and include evaluating risk rating accuracy through systemic testing.
Additional responsibilities include analyzing and validating often times complex underwriting and lending criteria used by numerous wholesale and small business divisions and credibly challenge if needed; creating or compiling reports to internal service partners and the regulators; conducting risk analysis and risk management projects and analyzing results to identify key risks and trends; and proactively identifying reporting gaps and process improvement opportunities to support the team's strong risk management objectives.
Initiates and maintains credit policy for new and existing credit products.
Identifies and evaluates risk, credit quality, and potential problems within a product or Business Line.
Provides expertise and consultation regarding credit issues and gives advice and guidance to applicable product or Business Lines.
Facilitates originations with the Business Lines and validates underwriting criteria.
Bachelor's degree, or equivalent work experience
Seven to ten years of applicable experience
Bachelor's degree or higher with an emphasis in accounting, finance, or economics
Seven years or more of experience or related experience in commercial credit analysis or wholesale portfolio management
Thorough knowledge of commercial lending and credit analysis
Strong problem solving and analytical skills
Resourcefulness and ability to work effectively with minimal supervision
Strong interpersonal skills and ability to work both independently and with others
Excellent verbal and written communications skills
Aptitude to learn, prioritize multiple tasks and be attentive to detail
Strong computer skills, especially Microsoft Office applications -Advanced Excel, Word, and PowerPoint
Proactive risk identification, evaluation, and monitoring practices
Strong project management and strategic planning skills
Thorough knowledge of credit administration, policy, and procedures
- Access and/or SAS database management and development expertise
Preferred knowledge of proprietary software (loan and deposit systems, credit approval, etc.)
Sign up and search through 111,254 curated jobs in the Finance & Investment Edition: